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The Biggest Advantage of Homeownership

Home is where your heart – and your wealth – is. The benefits of homeownership are vast; there are numerous financial aspects, but the wealth creation is the most significant. Forming household wealth begins with homeownership. According to Freddie Mac, “Homeownership has cemented its role as a part of the American Dream, providing families with a place that is their own and an avenue for building wealth over time. This ‘wealth’ is built, in large part, through the creation of equity… Building equity through your monthly principal payments and appreciation is a critical part of homeownership that can help you create financial stability.” For the majority of households that transition into homeownership, the most recent data reinforces that housing is one of the largest positive factors of wealth creation.

Over the past twelve months, increased home equity has revealed the surge of wealth through:

  • Mortgage-free homes account for roughly 38 percent of the total amount
  • The average equity gain of mortgaged homes in the past year was $26,300
  • More than $200,000 is the average equity of currently mortgaged homes
  • Total homeowner equity accounted for a 16.9 percent increase
  • Nearly $1.5 trillion represented homeowner equity

Increasing equity allows homeowners to better manage the challenges arising from the global pandemic. Frank Nothaft, Chief Economist for CoreLogic, said, “This equity growth has enabled many families to finance home remodeling, such as adding an office or study, further contributing to last year’s record level in home improvement spending.”

The growing bank of personal wealth from homeownership has been noticed by many. More people are affected by increasing wealth benefits beyond the scope of just homeowners.

The Rosen Consulting Group released a report outlining the benefits of homeownership. Inside, they explained what an increase in net worth (“the wealth effect”) means to the economy. “In economic literature, the wealth effect is a term used to describe the fact that individuals have a tendency to increase their spending habits when their actual or perceived wealth increases. For homeowners, the latent savings achieved by building equity in their home and the growth in home values over time both contribute to increased net worth. Through the wealth effect, this in-turn translates to households having a greater ability and willingness to spend money across a wide range of other types of goods and services that spur business activity and provide a positive multiplier effect that creates jobs and income throughout the economy,” the report stated.

To purchase a home of your own and create your wealth, contact the EB Mortgage experts today!

EB Mortgage is a locally-owned mortgage company with experts in new home purchase, refinancing, and commercial loans. Our wholesale rates can’t be beaten. We offer more products, more options, and more solutions. Our “3C” Process is simple: complete our pre-approval request, consider options based on your requirements, and choose the offer that suits your needs best. Call us at 866-246-0516 or e-mail contact@ebwmtg.com today.

Written by the digital marketing staff at Creative Programs & Systems: www.cpsmi.com.

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What Is 5G and How Does It Differ from Wi-Fi

What Is 5G and How Does It Differ from Wi-Fi

After nearly a decade in the making, 5G is now a reality. Select cities throughout the United States received 5G mobile internet access a few years ago, and now, it’s readily available depending on your phone plan. The fifth generation of mobile broadband, 5G, will eventually replace the 4G connection. The time it takes for devices to communicate with wireless networks (latency) will be dramatically faster. These new networks are also much more efficient, handling more connections per cell tower and faster speeds per user.

Cellular/mobile networks rely on licensed spectrum bands, which are auctioned off to the highest bidder. Verizon, AT&T, and other carriers have to pay in order to use those bands. For coverage, they must build a network of intertwined base stations capable of sending out a strong enough signal for the network to withstand thousands of people at once. Carriers expect consumers to recuperate their investment and further expand network infrastructure.

On the other hand, Wi-Fi is an unlicensed spectrum that is free for anyone to use but offers a somewhat weak signal. Consumers pay an Internet Service Provider (ISP) to connect the internet to their infrastructure, and then a router is used to fill the building with Wi-Fi. In densely populated areas with limited bandwidth, using the same Wi-Fi frequency band between more than one building can be disruptive. Wi-Fi uses two frequencies: 2.4GHz and 5GHz. The frequency with a more extended range but lower top speed potential is 2.4GHz, while 5GHz can deliver faster speeds but not penetrate walls as easily.

Wi-Fi is used at home, in the office, or public areas such as coffee shops or restaurants. Mobile networks are used when Wi-Fi is not available. The most crucial factor is to have a good connection at all times.

Several elements play into the actual 5G connection speed, including location, network, device, and how many other people connect. To achieve a maximum download speed of 50Mbps and a low latency of 10ms, this will represent a massive improvement over the average speed most consumers are receiving now. 

Wi-Fi has had a troublesome history of naming confusion throughout its lifespan. The Wi-Fi Alliance has accepted the need for less-perplexing nomenclature, so the next standard is going to be marketed as Wi-Fi 6. This standard will offer faster speeds and many improvements in efficiency and capacity, designed to cope with the growing number of internet-connected wireless devices.

Both 5G and Wi-Fi 6 are readily – and widely – available. With expansions set for both, upgrades will be necessary to support the new standards. Most newer smartphones support both 5G and Wi-Fi 6; eventually all phones will support both.

Founded in 1994, Creative Programs and Systems provides professional results for all computer needs. We design, create, and code an array of custom software programs and websites; offer top-notch digital marketing services including enhanced Search Engine Optimization (SEO) and online paid advertising; repair and provide support for computers of both residential and professional nature; build custom systems and servers, and offer secure data backups. Need assistance or want to learn more? Call us at 810-224-5252 or e-mail info@cpsmi.com. 

Written by the digital marketing staff at Creative Programs & Systems: www.cpsmi.com.

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GE Healthcare Releases Vscan Air, a New Wireless Handheld Ultrasound

A cutting-edge, wireless handheld ultrasound device called Vscan Air provides crystal clear image technology, whole-body scanning capability, and intuitive software.

In 2010, GE Healthcare announced the first color pocket-sized ultrasound called Vscan and has since continued to provide innovation in terms of clinician-patient relationships. Today, over 30,000 Vscan family systems are in use worldwide, impacting more than 50 million patients.

The Vscan Air is GE Healthcare’s latest product that facilitates and transforms the clinical exam by making it easier to acquire high-quality ultrasound images.

Kyle Leonard, M.D., family medicine clinician at Hudson Headwaters Health Network in Upstate New York, said, “The first time I fired up the Vscan Air it did feel a little bit like stepping into the future. Many of us are pressed to see patients, to give patients that access to care, so the more time something takes, the less patients I can provide access to in a day. With the portability and ease of use of the Vscan Air, I can bring it with me throughout the day in each exam room and spend more time with my patients.”

Handheld ultrasound has become an essential tool for clinicians worldwide, as they are treating many critically ill patients with limited staff, time, and resources. The Vscan Air will allow clinicians to rapidly collect images and triage patients while also providing the benefits of portability, cleanliness, and efficiency.

Yale Tung-Chen, M.D., Chief of the Division of Ultrasound in Internal Medicine at Hospital Universitario Puerta de Hierro, Majadahonda in Madrid Spain, said, “Time is one of the most valuable resources in this pandemic-challenged world, where so many patients need care. Now, I can carry Vscan Air in my coat pocket, take it out, and start to scan. With this powerful tool in my pocket, I can perform a complete examination on my patients and make decisions quickly right at the bedside. The images you can get of the heart on this handheld device are similar to what you’d get from a full-sized, high-end ultrasound. Vscan Air is a well-designed, powerful tool that’s easy to clean and easy to use.”

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Acceletronics is an industry leader in delivering the best equipment performance and service reliability from CT Scanners and Linear Accelerators across all major brands and models. Call 610-524-3300 or visit our website: https://www.acceletronics.com.


Written by the digital marketing staff at Creative Programs & Systems: www.cpsmi.com.

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Your Most Important Survival Tool: Mindset

Positive mindsets can get us through anything – even survivalist circumstances. Without a positive outlook or optimistic attitude, troubleshooting, solution-finding, and a wide range of possibilities will dwindle in dire situations.

Optimism is a powerful tool and helps to focus on more logic rather than emotional responses to situations. Instead of saying, “I can’t,” try “I can” instead. Negativity is a driving force behind anxiety, nervousness, and failure. When stressful times surface, it’s better to think logically with adaptability in mind rather than emotionally with doom-and-gloom.

It is said that soldiers don’t prepare for war as they are about to deploy; rather, they prepare in times of peace, so when war strikes, they are ready. Easily translated to the modern-day civilian, it’s important to train ourselves and take action. In survivalist situations, you’ll be prepared to use equipment, practice skills, utilize techniques, identify missteps, and more.

Time, along with mental and physical energy, can be used more efficiently when we have a clear head. By practicing survivalist techniques repeatedly, an automatic response will kick in when the time comes to execute. Moreover, these skills will increase your confidence, thereby improving your belief in yourself and your ability to meet a challenge.

When you need to think most clearly, factors can get in the way, such as anxiety or nervousness. A common Navy SEAL technique called tactical breathing is a type of breathwork that helps to ease emotions. Breathe in through your nostrils, inhale to a count of four, and exhale to another count of four. Repeat a few times or until you feel less anxious.

Another helpful tool is to break larger issues or projects into smaller, organized groups or segments. This simple trick can easily minimize the overwhelming feeling. Procrastination is less likely, as following through and completing small tasks is more feasible. Little-by-little, step-by-step, get yourself moving in the right direction to grow momentum.

Remember your end goal: your reason for pursuing the specific task at hand. In a survival situation where things might be too overwhelming, and the odds are stacked against you, find your reason and will to survive. Ask yourself, “Why?” and focus on the answer. No matter what, remember the words, “I can.”

For the gear, food, and supplies you need to last, check out Wolf Survival Gear today.

Wolf Survival Gear is a hub for all of your prepping and survival needs. We are a trusted resource for concerned families, avid hunters, or serious preppers. Make us your one-stop-shop and prepare now, before you’ll need it later. Visit our website or e-mail us today for more information.

Written by the digital marketing staff at Creative Programs & Systems: www.cpsmi.com.

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How Getting or Losing a Job Affects Medicare

Many people assume they have to stay on Medicare once they are a member, which isn’t always the case. Government rules state that those 65 or older need to either be on Medicare or have an employer plan that meets Medicare guidelines. To avoid penalties, it’s crucial to have at least one type of insurance coverage.

If a new employer offers insurance that meets the Medicare-specific rules, the employee can unenroll from Medicare Part A and Part B. In this case, there’s no issue with going in-and-out of Medicare. Without re-enrolling in Medicare, an employee can end up paying for both plans.

If you are over 65 and losing your job, when you leave the company, your employer is required to fill out a form confirming you have been on that plan since you were at least 65. That form is helpful for enrolling in Medicare; they will give you a period where you are eligible to join Medicare after reaching 65.

Under the Consolidated Omnibus Budget Reconciliation Act (COBRA), workers and their families who lose health benefits have the right to choose to continue group health benefits provided by their group health plan. For limited periods and with specific limitations (job loss, reduction in work hours, job transition, death, divorce, etc.), qualified individuals might be required to pay the entire premium for coverage up to 100 percent of the cost of the plan.

COBRA might be beneficial in a pinch, but overall, it could be a more expensive proposition. Typically, employers foot some or much of the monthly premiums; without an employer, you’ll be paying in full. Also, COBRA coverage doesn’t count as qualifying insurance instead of Medicare.

The different parts of Medicare play a critical role in creating the most tailored plan to suit your needs. Have a backup plan to pay for the things that won’t be covered under Medicare, such as dental work and routine hearing or vision care, long-term care, cosmetic procedures, or medical care overseas.

Medigap – a supplemental policy – is typically paired with Medicare to help cover out-of-pocket costs like deductibles and coinsurance. These are standardized regardless of which insurance company sells them. Depending on where you live, the premiums can vary among locations.

To learn more or consult with a representative about Medicare, contact the experts at Senior Health Medicare today.

Senior Health Medicare is a superior resource for Medicare guidance, information, and ongoing client support. Selecting a Medicare plan is not a flippant decision. It requires annual revisiting and re-evaluating in order for the member to retain the most cost-effective plan. Senior Health Medicare is here to serve as your resource through all the years to come. Contact us today at 888-404-5049 or visit us on the web at www.seniorhealthmedicare.com.

Written by the digital marketing staff at Creative Programs & Systems: www.cpsmi.com.

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Your City’s Water Supply Could Be Targeted by Hackers

The following is an excerpt taken from the Wall Street Journal by Dave Weinstein on Feb 26, 2021.

“I first saw the inside of a water-treatment plant in 2015. I was conducting a site visit at a municipal facility in New Jersey, where I was the state’s director of cybersecurity. It wasn’t an inspection; the plant manager had asked me to visit.

Analog machinery had given way to digital systems, and critical water-treatment processes were now automated. The plant required little human intervention in day-to-day operations. Thanks to remote-access technologies, more maintenance and monitoring activities were being performed off-site by a third party.

All of this was great for efficiently, especially for the resource-limited operation, but what about the risk? Optimizing for cost and speed meant connecting more digital and networked technologies to the plant floor. Security was no longer simply a matter of gates, guards, and guns. It had become a matter of bits and bytes.

In early February, someone tried to poison the water supply in the Gulf Coast city of Oldsmar, Fla. According to the Pinellas County Sheriff, a hacker gained remote access to Oldsmar’s water-treatment-plant network and briefly increased the amount of sodium hydroxide in the water by 100 times – enough to cause death or serious injury to anyone who drank or touched it. Thankfully a technician noticed the anomaly and booted the hacker off the network before any damage was done.  

What happened in Oldsmar fell just short of the nightmare scenario. The average person is unaware how dependent the country’s critical infrastructure has become on digital technology. At power plants, waterworks and all manner of public utilities, special-purpose computers known as human-machine interfaces connect to ruggedized-process controllers that regulate actuators to spin turbines, rotate robotic arms, or, in this case, open valves to release sodium hydroxide.

Oldsmar wasn’t the first cyberattack against water infrastructure. In April 2020 Israel’s National Cyber Directorate urged all water-treatment companies to change their passwords on critical systems. In 2016, according to a report by Verizon’s security unit, hackers with ties to Syria gained access to a water utility in an unknown country and managed to ‘handicap water treatment and production capabilities.’

Redundant controls and a bit of good luck shouldn’t diminish the severity of this cyber threat to public health. The plant operator was tipped off by a mouse arrow moving across a screen and making changes to critical water-treatment processes. But what if the operator didn’t have the benefit of a visual aide to observe the hacker in real-time? What if the human-machine interface was manipulated by malware to report ‘all clear’ as the hackers increased concentration of sodium hydroxide to lethal levels? Would the breach have been detected before someone drank or bathed with the corrosive adulterated water?

The answer and the problem are inextricably linked. Detecting toxic water en route to consumers requires sensors in the distribution network. Those sensors must be connected so they can communicate and transmit data for either humans or machines to take preventative actions. Anything that is connected can be manipulated. Should we rip the sensors out lest they be hacked? Of course not. Instead, we must reduce vulnerability by extending security to all parts of the network, even those that seem beyond the reach of malicious actors.

‘I just don’t trust those computers,’ the New Jersey plant manager told me in 2015. We should all be untrusting when it comes to technology, but not at the expense of its embrace. The zero-trust mindset made all the difference for the city of Oldsmar.”

To read more, check out the original opinion article from the Wall Street Journal. To protect yourself and your family from chemical-laden water, contact the water purification experts at Reynolds today.

Reynolds Water Conditioning was established in 1931 and is Michigan’s oldest water conditioning treatment company. Still owned and operated by the Reynolds family, we take pride in providing the highest quality products at a cost-effective price. If your tap water lacks the quality you deserve, contact us today at www.reynoldswater.com or call 800-572-9575.

Written by the digital marketing staff at Creative Programs & Systems: www.cpsmi.com.

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Five Ways to Generate Medicare Leads

Getting Medicare leads can be challenging, but it’s not impossible. Having more than one source for lead generation is best to create a steady stream of clients. Beyond the usual social media advertising, here are five ways to generate Medicare leads:

  1. Networking
    Try to create a network of people who can recommend you to prospects in need of Medicare. Start building partnerships with your clients to discuss opportunities and build a mutually beneficial relationship. Getting involved in your community is another way to generate leads. Participate in groups, meetings, etc., and try to get your name out as much as possible.
  • Referrals
    One of the oldest tactics in the book, personal referrals make up a large part of business recommendations. Up to 92 percent of consumers trust referrals from people they know. It might be a more challenging path to cross, but it’s worth the effort. Online reviews and social media/website referrals count, too!
  • Direct Mail
    Up to 70 percent of Americans think direct mail is superior to the Internet when it comes to personal relationships. Even in today’s digital world, direct mailers are one of the most effective ways to get Medicare leads. Contact information that will lead consumers to your website, landing page, or blog should be included.
  • Print Advertising
    Still quite relevant in today’s digital world, more than 80 percent of consumers act on direct-print mail advertisements compared to only 45 percent for electronic advertisements. Online ads have a reputation for being misleading, so print remains the most trusted marketing information source. Since they are so straightforward, they give the business more credibility.
  • Webinars
    An excellent way to demonstrate your expertise, webinars also let some of your personality shine through. If you have an e-mail database, send your webinar information to your ideal audience. They have already shown an interest in what your business has to offer. Webinars are ideal for solidifying that trust and closing the deal.

Omega Benefit Strategies provides seniors who are affiliated with credit unions, labor unions, and associations an educational resource for Medicare. Our turnkey marketing package seamlessly integrates with existing market strategies. We can help businesses increase new member acquisitions, bolster retention, cross-sell opportunities via our “scorecard” system, and even earn an ancillary revenue stream. Accommodating any size membership, we maintain exemplary member service and offer top-notch products. Contact us today by going to www.omegabenefit.org or call 888-404-5049.

Written by the digital marketing staff at Creative Programs & Systems: www.cpsmi.com.

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Minimize Your Chances of Injuring Your Hand or Wrist While Working from Home

With the transition to home offices, hand therapists are witnessing an increase in clients with arm, shoulder, and neck pain. Whether musculoskeletal or nerve in origin, people are working from their laptops, tablets, or cell phones. The daily breaks those people were accustomed to, such as a lunch break, interacting with coworkers in the office, stepping away from the desk, walking to-and-from a car, etc., are nonexistent while working from home. We are moving less and hunching over our electronics in home dining rooms or coffee tables to cope with the pandemic. These positions put stress on the upper extremities.

Here are a few tips and tricks to help minimize your chances of experiencing hand, wrist, shoulder, arm, and neck pain.

External Keyboard
Purchase an external keyboard to place on your lap or a desk with a keyboard-roll out tray. Since external keyboards can be moved, this gives your arms a change in position. Muscles can rest and aren’t necessarily in one position. If you experience numbness in the small and ring fingers, it’s recommended that you straighten your elbows while typing. It’s essential to have your wrists below your elbows while typing to avoid pain or future issues.

Raise Your Laptop
Neck pain and headaches can come from a tilted head forward and downward to view a screen. This position also puts tension on the nerves and muscles in your neck, shoulder, and upper back. To avoid this, set your laptop on a stack of big books to raise your laptop to eye level.

Body Position
Are you sitting slumped on your tailbone, leaning forward? Scoot back, so you sit directly on your sit bones and balance your trunk over your hips. This posture aligns the spine and allows muscles to work more efficiently. Ensure your forearms aren’t resting at an angle and hanging over the edge of your desk. If they are, pull your laptop closer to the edge of the desk and move your chair back, so your forearms aren’t touching the desk. This simple gesture relieves unnecessary pressure on your arms while typing.  Relax your shoulders and allow them to glide down if they are elevated and forward or off-balance. Raise your breastbone to open the chest. A computer camera can sometimes be helpful to determine your best posture.

Move More
When we sit in static positions, our bodies become stiff. Stretch your arms, extend your elbows, wrists, and fingers, and roll your neck and shoulders every 20 to 30 minutes. Stand up, jump around, dance, or do some squats. If you lose track of time while working, set a timer to remind yourself to keep moving.

Breathe Better
While under intense work patterns, people tend to take shallow, quick, incomplete breaths. The absence of deep breathing causes us to feel anxious, stiff, and distracted. Pay attention to your breath and take slower, more deep, complete breaths. Breathe in through the nose and pull a steady stream of air through to your stomach and allow the breath to relax before exhaling.

Set Reasonable Expectations
In our frantic world, working in a different environment and taking care of children during your workday can create chaos. Set reasonable expectations and take frequent movement and hydration breaks. Be kind to yourself; practice self-care. Your work is important, but taking care of yourself allows you to perform better in every aspect.

If you are having arm, shoulder, or neck pain and need assistance, contact the specialists at Michigan Hand & Wrist today.

Michigan Hand & Wrist was founded in 2001 with the mission to provide the highest-quality care for patients seeking surgical or non-surgical hand or upper extremity relief. Our goal is to exhaust all non-operative measures before discussing or moving on to surgical interventions. We offer on-site physical therapy from therapists committed to improving your quality of life. Our individualized treatments are modern, progressive, and exceptional. Contact us today at www.michiganhandandwrist.com or call 248-596-0412.

Written by the digital marketing staff at Creative Programs & Systems: www.cpsmi.com.

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Electrical Contractor Industry Affected by Labor Shortages

Now that construction activity is starting to ramp up again following the COVID-19 pandemic, a familiar issue is facing the industry: labor shortages.

Total hires and job openings within the industry as of Dec. 31, 2020 were down slightly from 2019 before the pandemic forced shutdowns and industry layoffs. The 2020 Marcum JOLTS Analysis showed that the number of job openings was equal to 2.6 percent of available construction jobs, meaning there were 195,000 unfilled positions.

The report’s authors wrote, “When the pandemic began, some thought (and hoped) that the massive job losses observed in March and April would mitigate the skilled labor shortages that have frustrated construction firms for years. That simply hasn’t happened to any meaningful degree.”

Thirteen thousand more workers quit their construction jobs than those who were laid off or discharged by their employers as of December 31.

Wages in the employees’ market are also rising; average hourly earnings for construction employees reached their highest level on record: $32.11 in January 2021. Moreover, average weekly hours worked rose to peak level since 2019’s third quarter.

“This is what might be expected from a strong economy operating under normal circumstances, not one facing a lingering pandemic and elevated unemployment,” the report said.

Certain regions are concentrated areas for job openings within the industry. “Parts of the U.S. like the Southeast, Texas, Colorado, and segments of the Mid-Atlantic region have surging residential marketplaces and reasonably stable levels of nonresidential activity. Other areas, like the Northeast and certain parts of the Midwest, where much of the industry’s job losses have occurred and where population has been stagnant or declining for years, are home to an abundance of unemployed construction workers,” the report stated. 

As the pandemic continues to subside, there are three things to watch according to the report:

  1. Whether construction workers who quit/laid off will return
  2. Whether nonresidential construction will rebound like the residential sector
  3. Whether public construction will continue

For all of your electrical construction needs, contact the experts at J&P electrical today.

J&P Electrical is a full-service electrical equipment company. At J&P, we supply contractors, end-users, and supply houses with new surplus, quality reconditioned, and obsolete electrical equipment. We also purchase a wide range of electrical equipment such as bus plugs, ducts, panel switches, substations, and transformers. Call us at 877-844-5514 or visit us at https://www.jpelectricalcompany.com.

Written by the digital marketing staff at Creative Programs & Systems: www.cpsmi.com.

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Five Reasons to Sell Your House This Spring

When selling a house, most homeowners are looking for a speedy and profitable deal. If you are waiting for the most lucrative time as a seller, the market is ready for you this spring! Here are five reasons why it’s the perfect time to sell your house.

  1. Homebuyers are in high demand:

Buyer demand is strong right now, and there are many active buyers in the housing market. Showings are up 51.5 percent compared to 2020, according to ShowingTime, which tracks the average number of buyer showings on residential properties. Daniil Cherkasskiy, Chief Analytics Officer at ShowingTime, said, “As anticipated, demand for real estate remains elevated and continues to be affected by low levels of inventory. On average, each home is getting 50 percent or more requests this year compared to January of last year. As we head into the busy season, it’s likely we’ll push into even more extreme territory until the supply starts catching up with demand.”

  • The housing market is empty:

Purchaser demand is skyrocketing, and the market is running out of available houses for sale.  The National Association of Realtors (NAR) reported that home sales are soaring, and the inventory of existing homes for sale is continuing to drop dramatically. Houses are selling as fast as they are hitting the market. NAR revealed insights showing the average house is only on the market for 21 days. Realtor.com reported: “Nationally, the inventory of homes for sale in February decreased by 48.6 percent over the past year, a higher rate of decline compared to the 42.6 percent drop in January. This amounted to 496,000 fewer homes for sale compared to February of last year.”

  • Leverage:

More people are interested in buying than selling right now, creating the ultimate sellers’ market. For this reason, homeowners are in a position to sell with an upper hand in negotiations. Bidding wars are common, according to NAR, and an average of 3.7 offers are being given per house. With houses in such high demand, now is the perfect time to sell for the most favorable terms.

  • Take advantage of your home equity:

CoreLogic published data recently that showed the average homeowner gained $17,000 in equity over the past year. That number continues to grow as home values appreciate. Equity, a forced-savings that grows during homeownership, can be put toward bigger goals such as buying your dream home.

  • Find your dream home:

The past year has thrown our world upside-down, including what many of us need in a home. Since people are spending extra time at home, they re-evaluate homeownership and what is most important. Whether you are looking for a house that can easily accommodate working from home, space for virtual schooling, a home gym or theater, or a larger dining area – selling this spring enables people to find the home of their dreams.

Sellers dominate today’s market. If you have considered making a move and have been waiting for the perfect market conditions, now’s the time.

Found your dream home? The experts at EB Mortgage can help give you the boost you need for a new home purchase.

EB Mortgage is a locally-owned mortgage company with experts in new home purchase, refinancing, and commercial loans. Our wholesale rates can’t be beaten. We offer more products, more options, and more solutions. Our “3C” Process is simple: complete our pre-approval request, consider options based on your requirements, and choose the offer that suits your needs best. Call us at 866-246-0516 or e-mail contact@ebwmtg.com today.

Written by the digital marketing staff at Creative Programs & Systems: www.cpsmi.com.